AHCA/NCAL: You and Your Staff May Be Eligible for Free Coverage

Jackie Pappalardi and Lisa Volk in Clinical & Quality

AHCA/NCAL Insurance Solutions and Compass Total Benefit Solutions Announces Free 3-Year Term Life Insurance Policies for Frontline Healthcare Workers

In response to COVID-19, MassMutual has committed to pay the premiums for $3 billion of insurance coverage for the HealthBridge program, which will offer free 3-year term life insurance policies to frontline healthcare workers. Most SNF and AL employees will qualify.

The program features:

  • $25,000 death benefit for an applicant age 18-50
  • $10,000 for an applicant age 51-60
  • No physical exam or lab testing required
  • Easy online application 

To be eligible for MassMutual's HealthBridge program:

  • You must be between the ages of 18 and 60.
  • You must be a U.S. citizen and resident or have permanent residency status.
  • You are recently actively employed or volunteering at least 10 hours per month at a health care or emergency medical services provider that is testing, treating, or evaluating patients for COVID-19.
  • You work in a role where you have had or will have direct in-person contact with patients diagnosed with or being treated/evaluated for symptoms related to Coronavirus.
  • You live or work in the United States where HealthBridge is available (not available in Puerto Rico or the U.S. Virgin Islands).
  • You earn no more than $250,000 per year.

Employees of AHCA/NCAL member facilities who are interested in the free life insurance program are encouraged to apply quickly before the $3 billion cap is reached. Please note that the program is not intended to replace life insurance policies employees have already purchased.



Jackie Pappalardi, RN, BSN
Executive Director
518-462-4800 x16

Lisa Volk, RN, B.P.S., LNHA
Director, Clinical & Quality Services
518-462-4800 x15